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Home / Buying

Buying a home in the GTA

From the first conversation to the keys. Tools, alerts and a plain-English guide to buying in Markham, York Region, Durham and Toronto.

  1. 1

    Know your number before you look

    A mortgage pre-approval sets your ceiling and locks a rate for up to 120 days. Add land transfer tax, legal fees and moving costs; our calculators below do the math.

  2. 2

    Set up alerts, not just searches

    Daily email alerts and price-drop notices send you listings the moment they hit the MLS®, before they appear on the big portals.

  3. 3

    Tour with the numbers in hand

    Your agent brings recent solds on the street, days on market and the listing's history, so your offer is built on data rather than emotion.

  4. 4

    Offer with conditions that protect you

    Financing, inspection and status certificate conditions explained in plain language, and when it is safe to waive them.

  5. 5

    Close with no surprises

    From deposit to key release, in-house compliance reviews every document before it reaches your lawyer.

Dream home finder

Tell us what you want. We'll find it.

Some of the best homes sell before they reach the MLS®. Describe what you are looking for and an agent will watch for it, including exclusive and coming-soon listings.

Daily email alerts and price-drop notices

Saved searches run every morning at 7 am. Price drops on anything you have saved arrive the same hour the change posts.

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Search saved. Your first alert arrives tomorrow at 7 am.
Calculators

Run the numbers

Mortgage payment

Monthly
Mortgage amount

Semi-annual compounding as Canadian lenders use. Below 20% down, CMHC insurance is added to the mortgage; rates shown are examples.

Land transfer tax

Ontario
Toronto municipal
Total due on closing

Ontario rates with the $4,000 first-time buyer rebate; Toronto adds its municipal tax with a $4,475 rebate. Estimate only.

Power of sale

Lender-driven sales priced to move, with their own rules on conditions and closing. We maintain a watch list across the GTA. Read the guide.

Mortgage and home loans

Our referral partners include independent mortgage brokers who shop every lender. Pre-approvals in 24 to 48 hours. Meet the partners.

Buying tips

Status certificates, home inspections, closing costs, bidding wars and what "conditional" really means. Browse the guides.